Manufacturing Incentives
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Kentucky Industrial Development Act (KIDA)
KIDA provides tax incentives to new or expanding
manufacturing operations that invest at least $100,000 in the facility, employ at least 15
new full-time Kentucky residents and meet certain salary requirements.
Potential eligible costs include financing of land, buildings, site development, building fixtures and equipment associated with the project. The company must acquire the real estate through either transfer of title or a lease. Eligible equipment is limited to $20,000 in credits per new job created.
Benefits include:
- A 100% waiver of state corporate income tax liability generated by the project,
- OR -
- The retention of 3% of the gross wages of the new employment generated by the project as a credit against
state occupational taxes.
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Bluegrass State Skills Corporation (BSSC)
BSSC works with business and State educational institutions
to establish training programs for specific companies and industries.
BSSC offers two programs that support training of workers in Kentucky's new and expanding industries
as well as for upgrading the skills of workers in existing industries.
The Grant-in-Aid program allows companies to be reimbursed for 50% of their eligible costs for
training Kentucky residents in job skills ranging from entry level to advanced - including pre-employment
training for prospective employees and retraining, occupational upgrade and skills upgrade of existing
employees. BSSC funds can be used for curriculum development, instructor fees, instructional materials
and the purchase of training equipment.
The Skills Training Investment Credit program allows existing companies to recover 50% of approved costs
for occupational and skills upgrade training through personal and corporation income tax credits.
Qualified expenses include instruction costs, administrative fees, supply and equipment costs, facility
leasing, and employee wages while in training.
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KCTCS KY WINS Training Grants
The Kentucky Community and Technical College Systerm (KCTCS) KY WINS program provides funding to
companies who are willing to invest in their employees
through a structured training program. Designated training experts at the KCTCS colleges work with
companies to access these funds through a simple application process.
Currently, employers of new or expanding companies or who have the following training needs are
eligible for KY WINS funds:
- "High end" Information Technology training
- Lean Manufacturing
- WorkKeys system for job analysis, assessment and targeted instruction
- Kentucky Manufacturing Skill Standards assessment and training
- Training that leads to a credential or certification.
KY WINS will
- Pay the companies share, up to 65%, for KCTCS courses
- Invoice companies for up to 35% of the cost
KCTCS Colleges will
- Customize courses for companies who can meet minimum class size
- Consult with companies to identify training plans for employees
- Identify other companies to form partnerships to meet minimum class size
- Provide training on-site if equipment required for the course is available
- Subcontract with qualified instructors
- Build curriculum when necessary
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Kentucky Economic Opportunity Zone (KEOZ)
Five census tracts that border Louisville's central business district have qualified as a Kentucky
Economic Opportunity Zone (KEOZ). New or expanded manufacturing, service or technology industries
may be eligible for KEOZ benefits if they invest at least $100,000 and create at least 10 new
full-time jobs for residents of the zone.
Benefits include up to a 100% credit against their Kentucky income tax liability for up to 10
years.
Manufacturing businesses can recoup costs associated with land, buildings, site development,
building fixtures and equipment. Service and technology businesses can recoup
50%
of eligible relocation and start-up costs (up to $20,000 in eligible costs, or in other words,
$10,000 in tax credits, per job created) and 50% of annual occupancy costs (or fair-market-value
equivalent) of the facility.
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Kentucky Enterprise Initiative Act (KEIA)
The Kentucky Enterprise Initiative Act (KEIA) provides sales tax refunds to any business entity
which is involved in a new or expanded service, technology, manufacturing, or tourism attraction
activity in Kentucky.
The project must involve a minimum investment of $500,000.
Eligible investment costs include:
- Expenditures for research and development equipment,
- Acquisition of real property, building, and
- Construction materials, construction, installation, and rehabilitation of fixtures and facilities,
necessary or desirable for improvement of real estate owned, used, or occupied by the approved company.
A KEIA pre-approved company is eligible to receive a refund of sales and use tax paid for construction
materials and building fixtures and for equipment used in research and development purchased during the
life of the project. An approved company has 18 months from the date of approval to purchase materials
eligible for refund.
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Kentucky Economic Development Finance Authority (KEDFA) Direct Loan Program
KEDFA provides loan funds to businesses at below market interest rates to supplement other financing in
the range of $25,000 to $500,000. The loans are available for fixed asset financing (land, buildings,
and equipment) for business startup, new locations and expansions that create new jobs in Kentucky or
have a significant impact on the economic growth of a community. The loans must be used to finance
projects in agribusiness, tourism, industrial ventures or the service industry. No retail projects
are eligible. Project owners must inject a minimum of 10 percent towards the fixed assets. KEDFA
loan funds are disbursed at the completion of the project, so the business must obtain interim financing.
- KEDFA loan may not exceed 25 percent of a project's fixed asset cost.
- Small businesses with projects of less than $100,000 may receive loans on fixed assets for up to 45 percent of the project costs if enough jobs are created. Interest rates are fixed for the life of the loan and are determined by the length of the loan term.
- Interest Rates range from 1 to 7 percent depending upon the length of the term.
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KEDFA Small Business Direct Loans
The Kentucky Economic Development Authority (KEDFA) Small Business Direct Loan Program is
specifically geared to provide high risk loans to small businesses. KEDFA may provide terms that are
more lenient, less secure, or otherwise less stringent than industry standards for loans that are
generally considered higher risk. The loan proceeds may be used for acquisition, construction,
expansion, working capital or any other business expense deemed reasonable by KEDFA.
- Small business with 50 or fewer employees are eligible.
- The maximum loan amount under the program is $100,000.
- At least one new full-time job must be created and maintained throughout the term of the loan.
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METCO Loan Programs
The
Business Loan Program provides up to $100,000 in gap financing to small businesses at market
rates. It is administered in conjunction with the Metro Business Development Corporation (METCO).
The
Facade Loan Program is available to commercial property owners to revitalize neighborhood commercial
corridors in Louisville. Facade loans are given for exterior property improvements, including
window and door replacements, storefronts, masonry repair, siding, painting, carpentry, signage,
parking and landscaping. Often, a professional architectural rendering is offered to a potential
borrower to identify necessary building improvements.
Facade Loans are offered at a fixed interest rate of 3% over 10 years, making this an attractive
program for revitalizing large target areas. Loans are made in conjunction with METCO and are
typically secured with a lien on the improved property and the personal guarantee of the borrower.
For more information visit:
http://www.louisville.ky.gov/MDA/economicdevelopment/businessdevelopment/
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Kentucky Industrial Revitalization Act (KIRA)
The Kentucky Industrial Revitalization Act (KIRA) provides tax incentives to manufacturing companies
that are in imminent danger of permanently closing or that have temporarily closed, and retains or
creates 25 jobs.
Companies may receive state income tax credits, Kentucky Corporation License Fee credits, and job
assessment fees for up to 10 years limited to 75% of the costs of the rehabilitation or construction
of buildings and the refurbishing or purchasing of machinery and equipment.
Benefits include the retention of up to 5% of the gross wages of the each new or retained employee
whose job was saved or created by the project.
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Metro Brownfields Loan Program
The
Brownfields Loan Program provides financing for economic development in older industrial areas.
Companies that want to acquire, assess and remediate property for use or resale, or to construct
and install buildings and fixtures for industrial use may be eligible. This loan program is
applicable in the Kentucky Economic Opportunity Zone and is made in conjunction with the
Metropolitan Business Development Corporation (METCO). It is collateralized by a mortgage on
the subject property.
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Indiana Economic Development for a Growing Economy (EDGE)
Updated information coming soon.
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Kentucky Investment Fund Act (KIFA)
The Kentucky Investment Fund Act (KIFA) offers a 40% tax credit to certain personal and corporate
investors - such as angel, seed and venture capital - in approved investment funds. Its purpose is to
encourage capital investment in Kentucky, to encourage the establishment of small businesses in
Kentucky, to provide additional jobs, and to encourage the development of new products and
technologies in the state through capital investments.
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